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$975,000
4 Beds
4 Baths
3,275 SqFt
0.81 Acre Lot
35,167 Sqft Lot
Status Coming Soon
Property Type Single Family Residence
Price Type
Year Built 1951
Neighborhood Foster
Days on Website 3

Property Map

$975,000 – 1540 N Garfield Avenue, Loveland, CO 80538

Street View

Courtesy of RTown Real Estate {attribution_contact}

Description

Welcome to this versatile property in the heart of Loveland, perfect for multi-generational living, income generation, and personal enjoyment. Situated on a spacious 0.8-acre lot, this home blends modern upgrades with historic charm and thoughtful design to meet a variety of needs with 4 bedrooms and 4 bathrooms. The main level features 2 bedrooms, 2 bathrooms, beautifully updated hickory wood floors, a radiant-heated bathroom floor, and a stunning kitchen with stainless steel appliances, solid-surface countertops, under-cabinet lighting, and a full tile backsplash. A year-round sunroom, equipped with a mini-split system, skylights, and storage cabinets, offers the perfect space for relaxing or a home office. The basement walk-out features two operational Airbnb units, each with its own private entrance, offering flexibility and income potential. The first unit, Sweetheart City Inn, is a well-appointed space that includes 1 bedroom with a walk-in closet, a spacious living area, a kitchenette, and three-quarter bathroom. The second unit, The Cellar, is a cozy open studio with a kitchenette, beautifully stained concrete floors, and a three-quarter bathroom. Both units have been thoughtfully renovated and are actively generating income through short-term rentals, offering flexible options for additional income or multi-generational living. The oversized 988.6 SF garage features epoxy floors, a wood-burning stove, a separate shop space, and access to a root cellar, making it ideal for hobbyists or extra storage. The outdoor space is equally impressive, with lush seasonal gardens, multiple entertainment areas, motion-sensor lighting, and front/backyard irrigation systems. A private well provides exterior irrigation, while City utilities supply potable water to the home. Conveniently located near Lake Loveland, with no HOA and no metro tax, this property offers flexibility, freedom, and charm-all in a central location. Don’t miss your chance to own this incredible home!

Property Details and Features

Property Access

  • Road Frontage Type: “Public”
  • Road Surface Type: “Paved”

Appliances & Equipment

  • “Dishwasher”, “Disposal”, “Dryer”, “Microwave”, “Oven”, “Refrigerator”, “Washer”
  • Other Equipment: “Satellite Dish”

Basement

  • Basement
  • “Full”, “Walk-Out Access”
  • Bathrooms: 2
  • Bedrooms: 2

Bathrooms

  • 4 total baths
  • 1 half bath
  • 3 3/4 baths
  • 2 bathrooms on the main level

Bedrooms

  • 4 total bedrooms
  • 2 bedrooms on the main level

Building

  • Above Grade Finished Area: 1765
  • Below Grade Finished Area: 1416
  • Below Grade Unfinished Area: 94.00
  • Construction Materials: “Vinyl Siding”, “Wood Frame”
  • Direction Faces: West
  • Levels: “One”
  • Living Area: 3181
  • Occupant Type: Owner
  • Room Count: 14
  • Structure Type: “House”
  • Total Area: 3275
  • Built in 1951

Cooling

  • Cooling: “Central Air”

Disclosures

  • Attribution Contact: 9704324883

Exterior Features

  • Patio And Porch Features: “Deck”, “Patio”

Floors

  • Flooring: “Wood”

Garage

  • 3 garage spaces

Heating

  • Heating: “Baseboard”, “Radiant”

Heating & Cooling

  • Description: Central Air Conditioning

Interior Features

  • Features: “Eat-in Kitchen”, “In-Law Floor Plan”, “Open Floorplan”, “Pantry”, “Primary Suite”, “Walk-In Closet(s)”, “Wet Bar”

Laundry

  • Features: “In Unit”

Listing

  • Listing Id: RECIR1022503
  • Standard Status: Coming Soon
  • Mls Status: Coming Soon
  • Listing Contract Date: 2024-11-19
  • Listing Terms: “Cash”, “Conventional”, “VA Loan”
  • Original List Price: $975,000

Location

  • County Or Parish: Larimer
  • Subdivision Name: Foster

Lot

  • Acres: 0.81
  • Features: “Level”, “Sprinklers In Front”
  • Parcel Number: R0374903
  • Square Feet: 35167

Owner Pays

  • Ownership: Individual

Parking

  • Parking Total: 3
  • Parking Count: 1
  • Features: “Heated Garage”, “Oversized”, “RV Access/Parking”

Possession

  • “See Remarks”

Property

  • Possible Use: “Residential”
  • Property Sub Type: Single Family Residence
  • Vegetation: “Wooded”
  • Zoning: R1E

Roof

  • Roof: “Composition”

Schools

  • Elementary School: Other
  • Elementary School District: Thompson R2-J
  • Middle Or Junior School: Other
  • High School: Mountain View
  • High School District: Thompson R2-J

Sewer

  • Sewer: “Public Sewer”

Taxes

  • Annual Amount: 2936.42
  • Legal Description: A parcel of land situate in the SW 1/4 of Section 12, Township 5 North, Range 69 West of the 6th P.M. more particularly described as: Beginning as a point 400.00 feet North of the Northwest Corner of Block 1. Cherry Hill Addition to the City of Loveland, Colorado, said point being the True Point of Beginning, thence North 100.00 feet to the Southwest Corner of Lot 7, Foster Subdivision of North End Addition, to the City of Loveland, Colorado. thence North 10.00 feet, thence East to the Westerly Right of way of the Colorado and Southern Railroad, thence Southeasterly along said right of Way to a point directly East of the True Point of Beginning, thence West of the True Point of Beginning, County of Larimer, State of Colorado.
  • Tax Year: 2023

Utilities

  • Utilities: “Cable Available”, “Electricity Available”, “Internet Access (Wired)”, “Natural Gas Available”
  • Water Source: “Public”

Windows

  • Window Features: “Skylight(s)”, “Window Coverings”

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